Any 3D modeler, especially beginners, knows that making characters is the most difficult part of modeling.
Some of you maybe remember ”Makehuman”. One of the founder of this awesome Blender plugin gone further and propose now another plugin, still for Blender:
This awesome software will allow you to create human character with tons of tweaks for bodies and faces, as well as rigging and animation of all parts of the body. Manuel released version 1.6 on October and still working on further versions. I would add that this amazing work has been made with true topologies so, it can be used not only for games, but also for scientific purposes.
Note: Not only humans can be created but also elves and dwarves for fantasy characters and games.